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2016 will be all about housing affordability, pushing people outside city centers to the suburbs.
National home values still lag 6.8% below their pre-recession peak.
Current renters spend roughly 30% of their household incomes on housing; home buyers spend about 15%.
Even with less money down and a higher interest rate, rental costs are remarkably higher than homeownership costs.
Millennials have conservative views of homeownership, but high rents are giving them incentive to buy.
The question isn’t “Why don’t millennials want to buy a home?” It’s “When and what can they afford to buy?”