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Preying on Seniors: 5 Common Phone Scams How to spot them and avoid them!
The grandparent Grandchild calls saying “it’s me.” Is out of town and needs money because of accident, theft, etc. Asks you not to discuss with his/her parents. Wants money to be wired. What it Sounds Like Red Flags
How to Avoid Hang up and immediately call the number you have for that grandchild or his/her parents. They will be able to independently confirm if there is a real problem.
Jury Duty Scam Caller identifies self as officer of the court. Claims that you missed jury duty and owe a fine for that. If not paid, the police will come to your house and arrest you. Asks money to be wired via Green Dot, Western Union, or MoneyGram What it Sounds Like Red Flags
How to Avoid If you haven’t received notice via mail, simply hang up. If you still aren’t sure, hang up and call your local municipality to confirm absence from jury duty.
Lottery Scam Caller says you won foreign lottery. Asks you to send money to cover fees and taxes from your winnings. Asks for your checking/savings routing and account number for “direct deposit” of winnings. What it Sounds Like Red Flags
How to Avoid You are almost always best off just hanging up and forgetting all about someone claiming you’ve won a foreign lottery.
IRS Scam Caller identifies self as IRS agent, and has telephone number that will display the call is coming from the “Internal Revenue Service”. Says a tax balance is past due, and victim will be arrested that day if it is not paid. Asks money to be wired via Green Dot, Western Union, or MoneyGram What it Sounds Like Red Flags
How to Avoid Hang up immediately and call the real IRS general inquiries phone number: 1-800-829-1040.
Utility Scam Caller identifies self as employee of your local utility. Claims that you missed payment and that service will be terminated without immediate payment. May have your actual account number! Asks money to be wired via Green Dot, Western Union, or MoneyGram What it Sounds Like Red Flags
How to Avoid Hang up once you hear that the money needs to be wired via one of these three services. Look up and call your utility provider if you are legitimately concerned about a late payment
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