'

Emerging Markets Payment Index Q3 2015

Понравилась презентация – покажи это...





Слайд 0

Emerging Markets Payment Index: Q3 2015 Report by Fortumo


Слайд 1

Introduction The Emerging Markets Payment Index is intended to be used by web, game and app developers for benchmarking their revenue in markets with high smartphone growth and low credit card penetration.


Слайд 2

The Emerging Markets Payment Index focuses on markets highlighted by GfK in its global forecast of top smartphone markets for growth by value in 2015: India, Indonesia, South Africa, Brazil, Pakistan, Nigeria, Egypt and Vietnam*. These markets have a significantly lower level of access to traditional online payments than mature economies. India and Vietnam for example have a credit card penetration below 2% and in Nigeria 99.3% of all card transactions are conducted on ATMs. The payment index aggregates carrier billing data from various platforms (web, mobile web, feature phones, smartphones) and app stores using Fortumo carrier billing. * - China and Bangladesh have been omitted from the index as Fortumo provides carrier billing only for Android developers in China and does not operate in Bangladesh.


Слайд 3

India Population: 1237 million Median age: 25.9 GDP per capita: $5,855 Phone penetration: 70.33% Credit & debit card penetration: 2% / 8% World Bank, 2011 Quarterly ARPPU Average Payment Size Carrier billing ARPPU $2.86 Q2 ‘15: Carrier billing average payment size $0.62 Q2 ‘15: Q3 ‘15: $2.93 Carrier billing ARPPU change QoQ: Q3 ‘15: $0.54 +2.4% Transaction Volume Change Carrier billing transaction volume change QoQ: Carrier billing payment size change QoQ: -12.9% -25.7% * - ARPPU stands for average revenue per paying user, not to be confused with ARPU (average revenue per user). ARPPU is calculated by dividing the total money spent by users with the number of unique users who made payments.


Слайд 4

Pakistan Population: 182 million Median age: 21.2 GDP per capita: $4,736 Phone penetration: 71.56% Credit & debit card penetration: 1% / 3% Quarterly ARPPU Average Payment Size Carrier billing ARPPU $2.73 Q2 ‘15: Carrier billing average payment size $0.31 Q2 ‘15: Q3 ‘15: $2.68 Carrier billing ARPPU change QoQ: Q3 ‘15: $0.52 -1.8% Transaction Volume Change Carrier billing transaction volume change QoQ: Carrier billing payment size change QoQ: +67.7% +67.9%


Слайд 5

Indonesia Population: 237 million Median age: 27.9 GDP per capita: $10,641 Phone penetration: 99.33% Credit & debit card penetration: 0% / 11% Quarterly ARPPU Average Payment Size Carrier billing ARPPU $7.83 Q2 ‘15: Carrier billing average payment size $0.9 Q2 ‘15: Q3 ‘15: $6.13 Carrier billing ARPPU change QoQ: Q3 ‘15: $0.83 -21.7% Transaction Volume Change Carrier billing transaction volume change QoQ: Carrier billing payment size change QoQ: -7.8% +27.5%


Слайд 6

Vietnam Population: 90 million Median age: GDP per capita: 27.4 $5,635 Phone penetration: 72.3% Credit & debit card penetration: 1% / 15% Quarterly ARPPU Average Payment Size Carrier billing ARPPU $3.51 Q2 ‘15: Carrier billing average payment size $0.44 Q2 ‘15: Q3 ‘15: $3.08 Carrier billing ARPPU change QoQ: Q3 ‘15: $0.45 -14% Transaction Volume Change Carrier billing transaction volume change QoQ: Carrier billing payment size change QoQ: +2.3% -14.7%


Слайд 7

Brazil Population: 201 million Median age: 30.5 GDP per capita: $16,096 Phone penetration: 130.85% Credit & debit card penetration: 29% / 41% Quarterly ARPPU Average Payment Size Carrier billing ARPPU $17.02 Q2 ‘15: Carrier billing average payment size $1.85 Q2 ‘15: Q3 ‘15: $13.31 Carrier billing ARPPU change QoQ: Q3 ‘15: $1.57 -21.8% Transaction Volume Change Carrier billing transaction volume change QoQ: Carrier billing payment size change QoQ: -15.1% +12.2%


Слайд 8

Nigeria Population: 173 million Median age: 19.1 GDP per capita: $6,031 Phone penetration: 65.67% Credit & debit card penetration: 1% / 19% Quarterly ARPPU Average Payment Size Carrier billing ARPPU $2.81 Q2 ‘15: Carrier billing average payment size $0.38 Q2 ‘15: Q3 ‘15: $2.72 Carrier billing ARPPU change QoQ: Q3 ‘15: $0.38 -3.2% Transaction Volume Change Carrier billing transaction volume change QoQ: Carrier billing payment size change QoQ: 0% -14.4%


Слайд 9

Egypt Population: 83 million Median age: 24.0 GDP per capita: $10,877 Phone penetration: 91.39% Credit & debit card penetration: 1% / 5% Quarterly ARPPU Average Payment Size Carrier billing ARPPU $4.63 Q2 ‘15: Carrier billing average payment size $0.51 Q2 ‘15: Q3 ‘15: Q3 ‘15: $0.45 $4 Carrier billing ARPPU change QoQ: -13.6% Transaction Volume Change Carrier billing transaction volume change QoQ: Carrier billing payment size change QoQ: -11.8% +9.9%


Слайд 10

South Africa Population: 52 million Median age: 24.7 GDP per capita: $13,046 Phone penetration: 112.48% Credit & debit card penetration: 8% / 45% Quarterly ARPPU Average Payment Size Carrier billing ARPPU $13.72 Q2 ‘15: Carrier billing average payment size $2.38 Q2 ‘15: Q3 ‘15: $11.85 Carrier billing ARPPU change QoQ: Q3 ‘15: $2.22 -13.6% Transaction Volume Change Carrier billing transaction volume change QoQ: Carrier billing payment size change QoQ: -6.7% +16.5%


Слайд 11

Fortumo allows any merchant to set up payment processing for web and mobile services, games or apps. Users with a mobile phone are then able to make one-click payments using Fortumo without the need for a credit card: payments are charged to their mobile operator bill instead. Fortumo supports payments in more than 90 countries through 350 mobile operators. Founded in 2007, Fortumo has offices in Estonia, San Francisco, Beijing, Delhi, Mumbai, Singapore and London and is backed by Intel Capital and Greycroft Partners. Get started with mobile payments at https://fortumo.com. bd@fortumo.com https://twitter.com/fortumo https://facebook.com/fortumo This document is for informational purposes only. Fortumo and the authors make no expressed or implied warranties in this document. Fortumo and the author(s) make no representation or warranty in relation to the accuracy, completeness or reliability of the information contained in this document. Any opinions expressed in this document are subject to change without notice. This document may be based on a number of assumptions and different assumptions could result in materially different results. This document should not be regarded by recipients as a substitute for obtaining independent advice and/or the exercise of their own judgement, and is not to be relied upon by recipients. Fortumo and the authors, and any of their members, directors, employees or agents do not accept any liability for any loss or damage arising out of the use of all or any part of this document. Copyright © 2015 Fortumo | All rights reserved.


Слайд 12

fortumo.com


Слайд 13


×

HTML:





Ссылка: